Qualified members and qualified collaterals.
We bring new members
to your doorstep.
Better collaterals and
improvements in defaults
More auto loans to
qualified consumers
You are ready to give auto loans to deserving car buyers and you want to make sure you have a good customer and a good collateral (car). Let’s understand how VINMAIN can help you in your funding business.
1) MORE MEMBERS:
We get you new members to your doorsteps who are looking for the car. Naturally they will become members first and this way we do marketing for credit unions or our lenders in the same area.
2) MORE AUTO LOANS:
There are other programs through car dealers where you get bulk of your loans originated. Now we are giving the same option to any consumer without needing to go through a dealer. Consumers will get an auto loan as a member and will work with dealers as if they are paying cash or they have their own finance programs. More importantly we think about car buyers and lenders so we are taking dealers (middlemen) out of the equation and hoping car buyers will benefit like you too when they save on their loan cost.
3) BETTER COLLATERAL:
Let’s be clear. Dealers play games to get their customers approved. They maybe passing wrong information about type of residence, monthly income, job tenure and all. We are letting these consumers give their information directly to you in loan application. We also give you cars with the correct market value in the loan application. In fact, we run special VIN APIs to get car history report and car market valuations. We do also preapproval for you based on customers’ credit report from all three agencies.